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The No-Stress Insurance

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Protect What Matters Most

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The Right Coverage

(Without the Hassle)

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Savings

We find you the best balance of
cost & coverage

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Your questions are always answered with
ease & professionalism

Satisfaction

We re-shop your policies
upon renewal

Take the guesswork out of insurance

People Trust Insureberry

See what they’re saying…

Excellent
Based on 351 reviews
Michael Walker
Michael Walker
2023-12-28
Agent Yadira was very courteous, knowledgeable, and helpful. My insurance needs were met.
Marc Smith
Marc Smith
2023-12-22
The best insurance agent I've ever had in almost 40 years of driving. Alexandra is super helpful and a pleasure to deal with. Don't expect to ever need to ever change agents again.
Kathy Diffie
Kathy Diffie
2023-12-21
April was very helpful and friendly, I truly appreciate that, it’s hard to find that in corporate America anymore.
trystan bailey
trystan bailey
2023-12-21
Everyone was amazing they got me the best price on insurance I've ever had and Lael was so amazing and easy to work with.
MIKE HUSEMAN
MIKE HUSEMAN
2023-12-19
Yadira did a great job finding me options to keep my premium cost low in this rising year!
Terri Teeter
Terri Teeter
2023-12-17
Yadira was a great help and very efficient!
Andrea Palacios
Andrea Palacios
2023-12-15
Yadira was very helpful and patient through the whole process.
Lesa Martin
Lesa Martin
2023-12-14
Working with Insureberry on obtaining a new homeowners policy was great! They were professional and expedient. I highly recommend them!
kathy bell
kathy bell
2023-12-12
Thank you Lael for the great customer service. I received my quote and made the transition in a timely manner.
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Top Insurance Companies,
All in One Place

By comparing insurance policies from multiple companies, we find you the best overall rate and coverage in a fraction of the time.

Insurance Companies
The top five questions 
people ask us.

Yes, some carriers offer discounts if you have coverage for both home and auto through the same carrier, others offer a discount if it is within the same agency. While a bundling discount is a good option, it is not always the least expensive option. Insureberry will work to find the best price and coverage for your situation.

 

There are different methods to determine the value of your home or property. Insurance carriers typically use a replacement cost valuation. Replacement cost is the estimated cost to construct your home in the same location, for like size and quality of construction, at today’s prices. Market value is the estimated price at which you could sell or purchase your home. The term Actual Cash Value (ACV) is the replacement cost value less depreciation. Depreciation is determined based on a combination of criteria, taking into account the age of the item and/or property.

Some carriers offer a paid in full discount, others may not offer a discount, but charge installment fees if not paid in full.

There are many reasons your premium may increase.

  • Some carriers have a standard inflation protection increase (i.e., they increase the value of your home by a specified percentage each year to include the increasing costs of construction materials and supplies).
  • The carrier may have filed for a rate increase. In which case we would be happy to quote you with another of our many carriers. When a carrier implements a rate increase they are required by the Texas Department of Insurance to charge the filed rates for all parties fitting the same/similar characteristics.
  • It is possible you were receiving a discount of which you may no longer be eligible (i.e., alarm system, claims-free discount, new home discount, etc.) If you are unsure, please contact our office.
  • The carrier may re-run a valuation on your home at renewal and increase the limit if they deem you are underinsured.

The Insurance Service Office analyzes data and assigns a Public Protection Classification code (PPC) to each community. Communities are rated based on their fire department, water supply, and emergency communication system. This information is provided to insurance carriers and is used in determining the premium.

Locations

College Station

3204 Longmire Dr
College Station, TX 77845

Lubbock

4412 74th St D102
Lubbock, TX 79424

Fort Worth

5500 Lower Birdville Rd
Haltom City, TX 76117

Never stress about your insurance again.​

We shop around so you don’t have to. Knowledgeable guidance you can trust.

SPEAK WITH AN AGENT

877-962-4776

Give us a call or request a quote online to find out how much we can save you on your insurance.

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