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The No-Stress Insurance

Designed to save you time and money

Protect What Matters Most

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The Right Coverage

(Without the Hassle)

Savings

Savings

Affordable insurance shouldn’t mean poor coverage. We compare rates from top insurance companies to find you the best policy for your dollar.

Security

Security

Knowing how much insurance you need shouldn’t be a mystery. We work with you to build a policy tailored to your needs.

Satisfaction

Satisfaction

Shopping for insurance shouldn’t be a hassle. You need coverage that works for you and your family, period.

Take the guesswork out of insurance with Insureberry
Ramsey
We are a DAVE RAMSEY Endorsed Local Provider

Insureberry is proud to be a Dave Ramsey Endorsed Local Provider!

What this means is that we are part of a trustyworthy network of knowledgeable professionals to which Dave Ramsey refers people for expert advice and solutions.

As a trusted Dave Ramsey Endorsed Local Provider (ELP) for insurance, we stand behind our endorsement by living up to very high standards of customer service. We work to take the headache out of insurance for you by shopping our huge network of carriers for your best possible coverages and prices. 

People Trust Insureberry

See what they’re saying…

Based on 140 reviews.
Floyd Golan
Floyd Golan
2021-01-29
Candace P. has been a great agent to work out my insurance program needs. She suggested home, auto and an umbrella insurance coverage for my needs at an affordable cost. Floyd
Amy Lopez
Amy Lopez
2021-01-23
Zane Eoff
Zane Eoff
2021-01-21
Robin Dres worked very hard for us to get the best deal on our house insurance. We have never had an issue with ag workers or ag pro.
Matthew Lowery
Matthew Lowery
2021-01-17
Great service and very good coverage.
Lone Star
Lone Star
2021-01-14
Great company to be with, no issues at all recommending them.
Rita Zapien
Rita Zapien
2021-01-08
Cody Elliott
Cody Elliott
2021-01-05
Donna is always , and I mean always friendly , quick to return calls (if I miss her ) quick to email me insurance cards or any other paper work I need , no one can beat her prices either !
Pam Brown
Pam Brown
2020-12-31
Great value. Saved me a lot of money with better coverage and excellent customer service. My agent was wonderful and sooooo much help!
Andrew Skipton
Andrew Skipton
2020-12-31
They’ve been super easy to work with! Would recommend
Cindy Herod
Cindy Herod
2020-12-30
Let’s Get You Covered

Let’s Get You Covered

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Don’t worry; switching is easy, and you don’t have to wait for your current policy to expire.

Top Insurance Companies, All in One Place

By comparing insurance policies from multiple companies, we find you the best overall rate and coverage in a fraction of the time.

Insurance Companies
The top five questions 
people ask us.

Yes, some carriers offer discounts if you have coverage for both home and auto through the same carrier, others offer a discount if it is within the same agency. While a bundling discount is a good option, it is not always the least expensive option. Insureberry will work to find the best price and coverage for your situation.

 

There are different methods to determine the value of your home or property. Insurance carriers typically use a replacement cost valuation. Replacement cost is the estimated cost to construct your home in the same location, for like size and quality of construction, at today’s prices. Market value is the estimated price at which you could sell or purchase your home. The term Actual Cash Value (ACV) is the replacement cost value less depreciation. Depreciation is determined based on a combination of criteria, taking into account the age of the item and/or property.

Some carriers offer a paid in full discount, others may not offer a discount, but charge installment fees if not paid in full.

There are many reasons your premium may increase.

  • Some carriers have a standard inflation protection increase (i.e., they increase the value of your home by a specified percentage each year to include the increasing costs of construction materials and supplies).
  • The carrier may have filed for a rate increase. In which case we would be happy to quote you with another of our many carriers. When a carrier implements a rate increase they are required by the Texas Department of Insurance to charge the filed rates for all parties fitting the same/similar characteristics.
  • It is possible you were receiving a discount of which you may no longer be eligible (i.e., alarm system, claims-free discount, new home discount, etc.) If you are unsure, please contact our office.
  • The carrier may re-run a valuation on your home at renewal and increase the limit if they deem you are underinsured.

The Insurance Service Office analyzes data and assigns a Public Protection Classification code (PPC) to each community. Communities are rated based on their fire department, water supply, and emergency communication system. This information is provided to insurance carriers and is used in determining the premium.

Where we are

Fort Worth

5500 Lower Birdville Rd
Haltom City, TX 76117

College Station

3204 Longmire Dr
College Station, TX 77845

Lubbock

4412 74th St D102
Lubbock, TX 79424

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