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The No-Stress Insurance

Designed to Save You Time & Money

Protect What Matters Most

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The Right Coverage

(Without the Hassle)

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Savings

We find you the best balance of
cost & coverage

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Your questions are always answered with
ease & professionalism

Satisfaction

We re-shop your policies
upon renewal

Take the guesswork out of insurance

People Trust Insureberry

See what they’re saying…

Based on 282 reviews.
Perki Whitehead
Perki Whitehead
2022-10-28
The agent, Robin, was wonderful, well informed, and patient with an individual who needed a great deal of explanations to help make a the decision right for me. She research information since I was moving to a new area. I have been with Ag Workers for over 50 years and Insureberry is a good addition
Vanessa Prater
Vanessa Prater
2022-10-28
Great service!
James Tepera
James Tepera
2022-10-27
Rhonda did a great job of quoting me an auto policy and getting it set up the same day. I was very impressed
Jonice Killough
Jonice Killough
2022-10-26
Kael Brush with Insureberry has been so nice and goes above and beyond to help me with all my insurance needs.
Gary Cullen
Gary Cullen
2022-10-25
I appreciate the help provided by Rhonda Johnson on my motorcycle insurance. Thanks.
SID NEFF
SID NEFF
2022-10-24
Lael is knowledgeable about their products. Always takes good care of my insurance needs.
Carolina Enriquez
Carolina Enriquez
2022-10-20
Mercedes has been such amazing helpful agent.
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Top Insurance Companies,
All in One Place

By comparing insurance policies from multiple companies, we find you the best overall rate and coverage in a fraction of the time.

Insurance Companies
The top five questions 
people ask us.

Yes, some carriers offer discounts if you have coverage for both home and auto through the same carrier, others offer a discount if it is within the same agency. While a bundling discount is a good option, it is not always the least expensive option. Insureberry will work to find the best price and coverage for your situation.

 

There are different methods to determine the value of your home or property. Insurance carriers typically use a replacement cost valuation. Replacement cost is the estimated cost to construct your home in the same location, for like size and quality of construction, at today’s prices. Market value is the estimated price at which you could sell or purchase your home. The term Actual Cash Value (ACV) is the replacement cost value less depreciation. Depreciation is determined based on a combination of criteria, taking into account the age of the item and/or property.

Some carriers offer a paid in full discount, others may not offer a discount, but charge installment fees if not paid in full.

There are many reasons your premium may increase.

  • Some carriers have a standard inflation protection increase (i.e., they increase the value of your home by a specified percentage each year to include the increasing costs of construction materials and supplies).
  • The carrier may have filed for a rate increase. In which case we would be happy to quote you with another of our many carriers. When a carrier implements a rate increase they are required by the Texas Department of Insurance to charge the filed rates for all parties fitting the same/similar characteristics.
  • It is possible you were receiving a discount of which you may no longer be eligible (i.e., alarm system, claims-free discount, new home discount, etc.) If you are unsure, please contact our office.
  • The carrier may re-run a valuation on your home at renewal and increase the limit if they deem you are underinsured.

The Insurance Service Office analyzes data and assigns a Public Protection Classification code (PPC) to each community. Communities are rated based on their fire department, water supply, and emergency communication system. This information is provided to insurance carriers and is used in determining the premium.

Locations

College Station

3204 Longmire Dr
College Station, TX 77845

Lubbock

4412 74th St D102
Lubbock, TX 79424

Fort Worth

5500 Lower Birdville Rd
Haltom City, TX 76117

Never stress about your insurance again.​

We shop around so you don’t have to. Knowledgeable guidance you can trust.

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877-962-4776

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