Termination of an insurance policy by the company or insured before the renewal date.
A policyholder’s request for reimbursement from an insurance company under a home insurance policy for a loss to property.
A person who makes/files an insurance claim.
The date on which an insurance policy becomes effective. Also known as the “commencement date” and “policy start date”.
Insurance that covers things like: 1) overflow of inland or tidal water (such as storm surge); 2)
run off or buildup of surface water (such as flash floods); and 3) mudflow (such as flowing mud on the surface of normally dry land).
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.
The maximum amount which a liability policy will pay as a result of a single accident or injury to a single person.
Type of insurance coverage that offers narrower protection than an open peril policy and covers only those perils specifically named under the policy.
Type of insurance coverage that offers broad protection and covers all perils unless they are specifically excluded in the policy.
The place where you’ll live for the majority of your policy period.
Rental reimbursement provides rental car coverage if you have a claim that is covered under comprehensive or collision coverage.
Additional liability insurance coverage that can be purchased separately that provides coverage over and above your homeowners and auto or other vehicle insurance policies.
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