RV
Insurance
With a correctly set up RV policy, you and your recreational vehicle have protection wherever your journey takes you—on the road, at a campsite or park, or heading to a vacation destination. And if your motorhome or travel trailer is your permanent residence, our full-time RV insurance package offers coverage like what you'd find on a homeowner's policy.
Why You Should Get Recreational Vehicle Insurance
Get coverage on these types of recreational vehicles & more:
Possible Discounts:
Finding the best value when shopping for recreational vehicle insurance can seem daunting. But as you can see, there are plenty of ways to save money on your recreational vehicle insurance policy. From safe driver discounts and multi-policy bonuses to deals for new vehicles and added safety features, there are many options available that could significantly reduce the cost of your policy without sacrificing quality coverage. So let us help you explore the options available and find the best deal for your unique situation—your wallet will thank you!
- Multi-Policy
- Original Owner
- Safe Driver
- Advanced Quote
- Pay in Full
- Prompt Payment
- Claim Free Renewals
- Homeowner
- Continuous Insurance
- Paperless
- Diminishing Deductibles
- Storage Saving Options
Basic RV Coverages:
- Medical payments coverage: This coverage helps pay for treatment and medical expenses if you or your passengers are hurt in an accident.
- Comprehensive coverage: This coverage helps cover things “other than collision,” like damage from vandalism, theft, falling objects, and natural disasters.
- Collision coverage: This coverage helps pay for repairs if your RV gets damaged in an accident.
- Bodily injury liability: This coverage helps protect you if you get into an accident and people in another vehicle get hurt. It helps pay the other parties’ medical expenses.
- Property damage liability: This coverage helps pay for repairs if your RV or trailer damages another person’s property.
- Uninsured motorist: This coverage protects you against drivers who don’t have liability insurance coverage.
- Underinsured motorist: This coverage protects you against drivers who don’t have enough liability insurance coverage to pay for the damage they cause to you or your RV.
Additional RV Coverages:
- Towing & labor: Covers the cost of towing and labor if your RV breaks down.
- Roadside assistance: 24/7 emergency help if you need fuel, a tire change, a jumpstart, or a tow. This also covers trip interruption expenses that happen when you’re more than 50 miles away from home.
- Vacation liability: Additional protection if an accident happens while you are on vacation that causes damage to property or injuries.
- Emergency expense: Additional coverage that helps reimburse you for unforeseen travel expenses like hotel and transportation if your RV is disabled due to a covered loss over 50 miles from your home.
- Safety glass replacement: Coverage that will pay to replace the windshield for your RV or motorhome.
- Replacement cost / personal effects: Coverage up to a specified amount, for personal items inside your RV.
- Full timer’s liability coverage: Provides similar liability coverage to a homeowners policy when an RV is used as a permanent residence more than six months out of the year.
- Pet coverages: Coverage if your cat or dog is injured in an accident while in your RV.
- Roof protection: Coverage that helps pay to repair or replace your RV or motorhomes’ roof if it is damaged.
- Tow bar coverages: Coverage if your tow bar is damaged in a covered loss.