Personal Umbrella
Insurance
In life's uncertain landscape, personal umbrella insurance is your safety net when unforeseen liability expenses come knocking. With Insureberry Insurance Agency, you can safeguard your assets and purchase the peace of mind you deserve. It's time to extend your coverage beyond the basics.
What is Personal Umbrella Insurance?
Every standard insurance plan has policy limits that determine the maximum amount the insurance provider will pay for covered damages or losses. However, what if the costs exceed these limits? This is where umbrella insurance offers additional coverage.
It serves as a buffer between you and excess damages that exceed your policy limits, providing much-needed peace of mind and protection.
Do I Need Umbrella Insurance?
Should your net worth exceed the maximum liability coverage available to you, it is wise to consider the added protection of umbrella insurance. Begin by evaluating the total value of your assets to ascertain whether such a policy would benefit you. Moreover, your lifestyle and activities could further influence the need for umbrella insurance. Engaging in activities that inherently increase your liability risks, such as owning recreational features like a trampoline or swimming pool, may make getting a policy a wise move.
An Extra Layer of Protection
An umbrella insurance policy offers protection for assets that qualify for liability coverage, some of these properties include:
- Homes
- Autos
- Boats or Watercrafts
- Motorhomes
- Off-Road Vehicles
- & More
An umbrella policy can shield any of these assets and more. Additionally, your policy can combine to cover all your assets concurrently, ensuring comprehensive coverage of all your most valued possessions.
Personal Umbrella Insurance Through Insureberry
Still Have Questions?
Disclaimer: Coverage and/or claims are subject to approval and/or investigation by the insurance carrier.