Trailer Insurance | Insureberry

Trailer
Insurance

At Insureberry Insurance Agency, we value the importance of your personal space and cherished belongings. With comprehensive trailer insurance, you can travel worry-free, knowing what matters to you is protected.

Do I Need Insurance for My Trailer?

Under Texas law, trailers do not require the same liability coverage as other recreational vehicles since the towing vehicle’s insurance typically extends protection to the trailer. However, we strongly advise considering additional coverage for your trailer, particularly if it holds significant value.

This extra step ensures protection against potential damage in the event of an accident, offering peace of mind.

The Cost of Trailer Insurance

Insuring a trailer can vary in cost depending on factors like size, make, driving history, and insurance carrier. However, trailer insurance typically costs less than that of a motorhome. Rest assured, at Insureberry, we’re dedicated to finding the best coverage for you, regardless of circumstance.

The Types of Trailers We Cover

We understand that your trailer can serve many purposes. When writing them on a policy, we categorize them as such:

Travel Trailers: Insureberry can access top carriers and write policies for various types of travel trailers or campers. This includes fifth-wheel trailers, popup trailers, teardrop trailers, and more.

Utility Trailers: Utility trailers are hitched to your personal vehicle and serve various functions beyond housing. At Insureberry, we offer coverage for these vehicles, including livestock trailers, cargo trailers, open-air trailers, and others.

Note: This does NOT include trailers for commercial use. For commercial auto insurance, please visit here.

Basic Trailer Coverages

Although your towing vehicle’s policy may cover your trailer’s liability, it’s important to understand that additional protection options may be necessary. These coverages, include:

Collision & Comprehensive: May pay for damages caused by a collision or other incidents outside your control such as theft, fire, etc.

Vacation Liability: An optional coverage for your travel trailer that may pay for someone else’s injuries if they’re hurt in or near your parked trailer while you’re on vacation.

Personal Attachments: Potentially covers items in or connected to the vehicle beyond what is on your homeowners policy.

Roadside Assistance: May cover towing expenses or any emergency services related to your trailer.

Full-Timers: Comprehensive coverage that may protect those who live in their travel trailer.

With access to a range of the top insurance carriers in the state, Insureberry offers peace of mind that your trailer is covered at an affordable rate.

Disclaimer: Coverage and/or claims are subject to approval and/or investigation by the insurance carrier.